Desirable Ranch style home on Nearly 2 Acres. Perfect for downsizing or first-time homebuyers, this charming ranch sits on a level, lightly wooded lot with plenty of space and privacy. The property includes a" barn "(ideal for a workshop, man cave, or extra storage with cable and electricity) and a utility shed. Inside, enjoy an enclosed porch that leads to a bright, fully equipped eat-in kitchen with a breakfast peninsula and a 5x5 pantry. The dining area features sliders to the deck, perfect for outdoor living. Relax in the cozy living room with a fireplace and brick hearth. This home offers three spacious bedrooms, including a primary suite with two closets and a private bath, plus an office/playroom and first-floor laundry for added convenience. Recent updates include newer windows, furnace, and leach field. The property abuts a 30-acre farm, providing a tranquil backdrop while still being minutes from the highway.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $690 | $690 | $690 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,392 | $3,035 |
Total Monthly Payment | $3,190 | $3,157 | $3,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.