12038 NE 51st CIRCLE, Oxford, FL, 34484 | $499,900

Do you want GOLF CART ACCESS to the many restaurants and retailers throughout The Villages, but don't want to live in The Villages? This TURNKEY Villages built DESIGNER WISTERIA, SALT WATER POOL HOME is located in the ALL AGES neighborhood of BISON VALLEY. NO BOND PAYMENTS, MAINTENANCE FEES OR MONTHLY AMENITY FEES! Homeowners Association cost is approximately $300 yearly. Enjoy your PRIVATE FENCED backyard with WATERFALL POOL and pool deck in an EXPANSIVE BIRDCAGE that offers multiple seating areas and also encompasses the COVERED LANAI. The home is upgraded with LAMINATE floors, LIGHTED CEILING FANS and window treatments throughout. The EAT IN KITCHEN offers GRANITE countertops, EXPRESSO CABINETRY, STAINLESS KITCHENAID APPLIANCES, kitchen table and chairs and a BREAKFAST BAR with stools that is open to the Living Room which is NICELY FURNISHED, including POWER RECLINING SOFA & CHAIR, tables, side chairs, lighting WALL MOUNTED FLAT SCREEN TV, SOUND BAR SURROUND SYSTEM and ELECTRIC FIREPLACE. On the right of this area is the PRIMARY SUITE, complete with QUEEN BED, end tables, linens, rug, accessories, CUSTOMIZED WALK IN CLOSET and ENSUITE BATH. The bath has GRANITE COUNTER, double sinks, linen closet and WALK IN SHOWER. The Laundry Room with FULL SIZE WASHER & DRYER, deep sink and large closet is located adjacent to the Primary Suite for maximum convenience. On the opposite side of the home is the GUEST WING with two GUEST ROOMS, one with TWO DOUBLE BEDS and the other with QUEEN BED. Both with CUSTOM CLOSET SHELVING, LIGHTED CEILING FANS and include linens, rug & accessories. A GUEST BATH with tub/shower combination completes the Guest Wing. From the Living Room, STACKING SLIDERS open to the COVERED LANAI, complete with FIREPIT DINING TABLE & CHAIRS, BEVERAGE COOLER and REMOTE POWERED SUN/WIND SCREENS that can enclose the lanai. The large pool deck with birdcage offers nice sun, but no bugs and has MULTIPLE SEATING GROUPS that also REMAIN WITH THE HOME. Just outside the birdcage there is a large patio with BBQ GRILL that also remains with the home. The TWO CAR GARAGE has pull down stairs for attic access, mechanical closet, 2022 ELECTRIC WATER HEATER and room for storage. Located near The Villages Charter Elementary School, Wildwood Public Schools and several others. ALL FURNISHINGS, LINENS, ARTWORK, ACCESSORIES, KITCHENWARE, TVs etc. were purchased in 2023/2024. START LIVING YOUR BEST LIFE in this lovely POOL HOME with GOLF CART ACCESS to The Villages. Yamaha Gas 4 Seat golf cart available as additional sale. This outstanding property can also be purchased as a 6 month+ RENTAL PROPERTY.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,536
  • Acreage: 0.18
  • Est. Taxes: $3,137
  • HOA Fee: $276 Annually
  • Lot Desc: Landscaped
  • View: Pool
  • Elem. School: Wildwood Elementary
  • Middle School: Wildwood Middle
  • High School: Wildwood High
  • Pool: Heated, In Ground, Pool Sweep, Salt Water, Self Cleaning, Solar Heat
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5087130
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/G5087130/12038ne51stcircle_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 2:47:52 PM)
Listing courtesy of FONTANA REALTY INC.   Phone: 352-817-3574

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12038 NE 51st CIRCLE, Oxford, FL, 34484

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $261 $261 $261
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,430 $2,430 $3,160
Total Monthly Payment $2,766 $2,766 $3,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.