Welcome to Bay Pointe! This is your opportunity to be part of the wonderful Onset community - boating, beaches, yacht club, golfing, dining, shopping, hiking - all just steps away! Here at Bay Pointe you truly have the best of both worlds - a beautiful three level, beautifully cared for home and all your exterior maintenance taken care of for you. Located on the 7th Island green, you have a lovely view of Bay Pointe golfers giving it their best shot! The home has a very bright and spacious feel with the open concept kitchen and living room area. The circular dining room is simply stunning as it is adorned with full near ceiling to floor windows, seemingly bringing the outside in. Upstairs you will find the home's 2 bedrooms, each with cathedral ceilings, more than ample closet space, and accompanying full baths. From the downstairs family room, step out onto the covered patio or cozy up in front of the fireplace on a cool fall night. A second garage space provides extra storage!
Type | Description | Level |
---|---|---|
Bedroom 2 | Bathroom - Full, Cathedral Ceiling(s), Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
Dining Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box | Main,First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Recessed Lighting, Gas Stove | Main,First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Balcony / Deck, French Doors, Cable Hookup, Exterior Access, Open Floorplan, Recessed Lighting | Main,First |
Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Attic Access, Cable Hookup | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,627 | $3,373 |
Total Monthly Payment | $3,174 | $3,140 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.