Discover waterfront living at its finest with this stunning home featuring a private gazebo right on the water. Start your mornings with a cup of coffee while taking in the serene views of the fountain and lake wildlife. If you need a break from the sun, retreat to the expansive screened lanai that overlooks the lake, offering a perfect spot for relaxation in the shade complete with tinted windows to keep it cool. The garage provides ample storage space for all your tools and more and a generator hook up.
The kitchen boasts elegant stone countertops, a spacious pantry, and room for a formal dining table—ideal for family gatherings and holiday feasts. The vaulted ceilings create an open and airy ambiance throughout the home. The generously sized master bedroom easily accommodates a king-size bed without feeling cramped and features a luxurious ensuite with a jetted tub and a full-size walk-in shower.
Located in the desirable community of Villas by The Lake, you'll have access to a range of amenities, including a community pool, fitness center, and a clubhouse with various activities. Conveniently close to medical offices, an urgent care clinic, shopping malls, including Lakeside Village Mall just minutes away, where you'll find shops, restaurants, and entertainment options. With easy access to the Polk Parkway, commuting is a breeze. Enjoy a stress-free lifestyle and take advantage of Florida's beautiful weather year-round. This community is not age-restricted, and the home has a new roof installed in 2017.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$367,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $293,600 | $293,600 | $293,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,028 | $1,978 | $2,497 |
Total Monthly Payment | $2,409 | $2,359 | $2,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.