Welcome To 159 Pennsylvania Ave! This Charming 2 Bedroom, 1 Bath Country Cottage Has Been Cherished By The Same Family For Years And Is Ready For You To Call Home. Nestled On A Serene 1 Acre Lot, This Home Combines Timeless Character With Many Updates, Including A Newer Roof, Windows, Heating System, Insulation, Above Ground Oil Tank, 200 Amp Electric, And A Brand New Septic System- Many Big Ticket Items You Don't Have To Worry About. Inside You'll Find New Refinished Original Hardwood Floors On Both Levels (September 2024), High-Hat Lighting In The Bedrooms, Freshly Painted Rooms, And An Abundance Of Natural Sunlight Throughout. The Eat In Kitchen Features The Homes Original Custom Cabinetry, Hand Crafted With Love From The Homes Original Owner And Complemented By Exceptionally Clean Appliances. The Spacious Upstairs Bedroom Includes Two Closets, Gleaming Hardwood Floors, And Attic Access With Ample Storage. The Expansive 1 Acre Lot Has Been Meticulously Maintained, Offering Privacy And Is Complete With A 1 Car Detached Garage. This Home Has Been Lovingly Cared For, Reflecting True Pride Of Ownership And Excellent Maintenance For It's Age. With Its Extremely LOW TAXES (2, 917. 34 A Year), Owning This Home Is More Affordable Than Renting In Today's Market! Don't Miss The Opportunity To Make This Well-Kept Gem Your New Home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,999 | $343,999 | $343,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,090 | $2,090 | $2,719 |
Total Monthly Payment | $2,408 | $2,408 | $3,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.