Under contract-accepting backup offers. MOTIVATED SELLER!!! **Charming 3 Bed / 2 Bath / 2-Car Garage Home on City Water** Step inside this beautifully updated home and be welcomed by an open layout featuring porcelain tile flooring throughout, recessed lighting, and vaulted ceilings. The spacious living room flows seamlessly into the dining area and remodeled kitchen, which boasts quartz countertops, solid wood cabinets, a stylish tile glass backsplash, stainless steel appliances, and a farmhouse sink. The spacious master suite provides a peaceful retreat with a large walk-in closet and a private en-suite bath. The master bathroom has been thoughtfully updated with a modern walk-in shower, a single-sink vanity, and a convenient linen closet. Each guest bedroom is fitted with ceiling fans and built-in closets for added convenience. The guest bathroom offers a single-sink vanity and a shower/tub combo. A dedicated inside laundry room with washer and dryer included adds extra convenience, ensuring all your living needs are met under one roof. You'll love the bonus room just off the kitchen—perfect for a game room, family room, or flex space to suit your needs. French doors from the bonus room lead you to a charming wood patio—perfect for enjoying your morning coffee or hosting barbecues. The fully fenced backyard offers privacy and space for pets, gardening, or outdoor activities. Experience peace of mind with recent upgrades including: Hot Water Heater 2024, Electric Panel 2023, Impact Garage Door 2021, AC 2020, Impact Windows 2018 and Roof 2017. This property is NOT located in an HOA or deed-restricted area, and it’s also in a NO FLOOD ZONE! Conveniently located in a nice neighborhood close to restaurants, shopping, beaches, and more. Ask to see this one first. . . make YOUR appointment today!!!
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$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,542 | $1,989 |
Total Monthly Payment | $1,804 | $1,802 | $2,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.