Cute, cute, cute! This darling cottage is ready for it's new owners. Home was REBUILT in 2001. The fenced backyard beckons for outdoor entertaining and lots of outdoor parties! The home has 2 bedrooms, 1 bath with a BONUS enclosed FLORIDA ROOM. An interior laundry room once housed a 2nd bathroom, connections are still in place for future owners to re-establish the connections if you choose. Washer and dryer included, the washer is NEW. The kitchen has Stainless Steel appliances and an open concept work area. A lovely, climate controlled four-season Florida Room opens onto the pretty backyard with shade trees offering a peaceful setting. You can use this room for additional living space, a family room, dining room, guest room, office or den, (presently the room is being used as a 3rd bedroom). There is even a patio off the lanai for your grill and outdoor seating. NO FLOOD ZONE or HOA DUES. NEW ROOF 2022, NEW SEPTIC SYSTEM & DRAIN FIELD IN 2020 and A/C SYSTEM was replaced in 2012. This home is perfect whether you are looking for your first home, a winter getaway, or possibly an investment property. Situated in the heart of South Venice, Seminole Drive is convenient to local restaurants, libraries, schools, grocery stores, public beaches and Venice's major retail district. Optional membership available for the South Venice Civic Association with a ferry to their private beach, boat ramp & kayak /canoe launch and an active community center. Come see this one today, it will not last long! PLEASE DON'T LET OUT THE 2 FRIENDLY CATS.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,200 | $219,200 | $219,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,477 | $1,457 | $1,849 |
Total Monthly Payment | $1,714 | $1,694 | $2,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.