Under contract-accepting backup offers. Welcome to serenity in Winter Haven! This 3 BR, 2 full BA home has everything you need to make this your sanctuary. Sitting on almost an acre, it features new HVAC (2024), newer roof (2013), updated wood floors and oak cabinets in the kitchen, shiplap-looking walls in the family room and dining area, two living areas, and a garden tub in the Primary Suite. Cooks will love the island and double oven! Out back you'll step onto a covered deck overlooking the spacious back yard, complete with a swing and cleaning sink. A generous 12x16 storage shed with electricity is the perfect place for tools or woodworking, and a finished "She Shed" or "Man Cave" is ready to let you step away for some relaxing time reading or crafting. It even has AC! Its walls are also covered in shiplap paper. The property is serviced by a well complete with a water filtration system and septic. With no rear neighbors, there is a mound set up for target practice, and a partially-covered pergola area is ready for family picnics and events. There is plenty of room on both sides for boat and RV storage. With NO HOA and neighbors who look out for one another, this truly is a hidden gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,151 | $1,164 | $1,477 |
Total Monthly Payment | $1,341 | $1,354 | $1,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.