Grand Oaks is a well-maintained and well-constructed community that features a heated pool, exercise room, car care center, and fenced-in dog park. In the last five years, a new electronic gate and cameras were installed at the entrance to the community. The townhome is a 1072 SQ/FT 2-story unit that consists of two bedrooms and one and a half bathrooms. The property is solidly constructed with a fence surrounding the private backyard, providing a spacious and secure living space. This townhome is designed to provide the feel of a single-family home with no neighbors above or below you. Last year, the buildings were repainted, the roofs were repaired and cleaned, the awnings were pressure washed, and the irrigation and landscaping were upgraded. Additionally, all new asphalt paving was done just prior to that. Grand Oaks is a clean and quiet community, with a very well-managed association. Owners are permitted to keep two small pets. This townhome features recently updated laminate flooring throughout the unit and new carpeting on the staircase and is move-in ready. Don't let this golden opportunity slip away - act now and make this vacant unit your own!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $131,920 | $131,920 | $131,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,131 |
Total Monthly Payment | $1,129 | $1,128 | $1,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.