~BOND PAID!~This beautifully landscaped 3/2 AT EASE model is in the desirable Village of ST CHARLES. The curb appeal is enhanced by PALM TREES encircled with pavers and mature shrubs that surround the home. As you enter through the LEADED GLASS front door, you are welcomed into an OPEN FLOORPLAN living and dining area, perfect for both relaxation and entertainment. Note the HIGH, VAULTED CEILINGS and the enhanced brightness provided by the SOLAR TUBE!
Adjacent to the dining room is the 13x13’ FLORIDA ROOM, providing additional living space! From this room, step out into the LARGE BIRDCAGE with a designated grilling area, ideal for outdoor gatherings. The backyard is private, featuring a PRIVACY FENCE that enhances the secluded feel of this tranquil space.
The kitchen is a chef’s dream with tile floors, GRANITE countertops, stainless steel appliances, CLOSET PANTRY and a TILE BACKSPLASH. Additional features include under-cabinet lighting, rollouts for easy access, a large pass through to the dining room and a cozy EAT-IN AREA. Storage is ample with plenty of cabinet space!
The primary bedroom is a serene retreat with a WALK-IN CLOSET, ceiling fan, and an en-suite bath boasting DOUBLE SINKS, a WALK-IN SHOWER, CORIAN countertops, and NEW FIXTURES. The 2nd and 3rd bedrooms provide ample space for guests, while the guest bath features tile floors, CORIAN countertops, and NEW FIXTURES. All of this complemented by an INSIDE LAUNDRY ROOM equipped with WHIRLPOOL appliances with upper cabinets for even more storage.
The 2-CAR GARAGE includes a WORKBENCH and a laundry tub, perfect for any storage or outdoor project needs. There is a PROPANE TANK buried in the backyard providing gas to the home. NEW ROOF NOV 2024, the HVAC is 2022 and the Hot Water Heater is 2009. The home’s prime location offers easy access to the SEABREEZE POOL & REC CENTER, the ALLAMANDA REC CENTER as well as 2 NEIGHBORHOOD POOLS – ST CHARLES & ST JAMES. Shopping & dining is close by on 466A and you are conveniently located between LAKE SUMTER and BROWNWOOD Town Squares providing many choices! And you can drive to all of these places with the INCLUDED, REGULARLY MAINTAINED, 2012 YAMAHA GAS GOLF CART WITH UPGRADED SEATS!
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Our Executive Mortgage Banker:
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$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,102 | $2,654 |
Total Monthly Payment | $2,572 | $2,519 | $3,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.