Nestled just two minutes from the heart of Hopewell Junction, this charming neighborhood offers the perfect blend of space, atmosphere, and convenience. This meticulously cared-for, one-owner home is ready for new residents to enjoy its many features. Upon entering, you'll find a light filled two-story foyer flanked by formal living and dining areas. The open floor plan seamlessly connects the kitchen, breakfast nook, and family room, complete with a cozy wood-burning fireplace and a convenient back stairway. A main level laundry room with a desk, pantry and closet with back deck entry is the perfect to store all the extras. Designed with remote work in mind, the home features his and her offices located privately off a versatile bonus room ideal for productive workdays and lunchtime pool games. The primary suite is a retreat unto itself, boasting dual walk-in closets and a comfortable sitting area. Additionally, there are three more bedrooms and a hall bath. The full finished walkout basement extends the living space further, complemented by an inground pool and a charming gazebo. Situated on a tranquil cul-de-sac, the property offers a beautifully maintained, level backyard with expansive views that stretch beyond to the Dutchess Rail Trail. Enjoy biking from your backyard all the way to the Walkway Over the Hudson.
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Our Executive Mortgage Banker:
Our Insurance Division:
$769,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,920 | $615,920 | $615,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,114 | $1,114 | $1,114 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,281 |
Total Monthly Payment | $5,304 | $5,300 | $6,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.