Under contract-accepting backup offers. **PRICED TO SELL! MOTIVATED SELLER, MAKE AN OFFER** This captivating saltwater canal front home offers the ideal Florida lifestyle with direct boat access to the Alligator Creek and Charlotte Harbor, a gateway to the pristine waters of the Gulf of Mexico. NEW ROOF INSTALLED SEPT 2023 & comes with a 10 year warranty! Seller is paying off the solar panel energy efficiency at closing, giving the new buyer the full benefit of a discounted energy bill! The solar panels will approximately knock out $190. off your monthly electric bill! Seller currently pays approximately $40 a month! There are a lot of other options with these solar panels, depending on if you are a full time resident or are looking to expand on them! Whole house generator included! This 2/3 bedroom, 2 bathroom gem is a tranquil retreat that promises endless sunsets and aquatic adventures. As you step inside, you'll be greeted by the inviting, spacious living area. But that's not all; there's a massive enclosed room complete with an A/C wall unit, providing you with versatile options for use, including transforming it into a 3rd bedroom, an office, or a game room. This home is all about flexibility to suit your needs. Convenience is a hallmark of this property, with 2 oversized driveways giving you plenty of space to park your RV or boat, and a 16x12 workshop, making it perfect for hobbyists or anyone in need of extra storage space. The backyard is a haven for both your pets and little ones, thanks to the fully fenced yard, offering peace of mind while you soak in the serene waterfront views. The heart of this home is the kitchen, featuring stone countertops, white cabinets, a stylish tile backsplash, and stainless steel appliances. Whether you're a culinary enthusiast or prefer quick and easy meal prep, this kitchen has you covered. The dining room, with its French doors, opens up to a 22x7 screened lanai, providing an ideal spot for al fresco dining or simply enjoying your morning coffee with the soothing sounds of the canal. There is also a second 22x10 lanai on the side of the home off the 2nd master bedroom with its own private entry! The master bedroom is a spacious sanctuary where you can comfortably fit all your furniture. The master bath boasts a beautiful tile walk-in shower and a vanity with a stone countertop, offering a touch of luxury in your everyday routine. The guest bathroom features a tub and shower combination, ensuring your guests' comfort and convenience. For an added bonus, there's a voluntary association membership available at just $60 per year, offering a plethora of fun activities to enjoy with your friendly neighbors. For boating enthusiasts, the private boat ramp is an optional $30 per year, granting you a key and easy access to the nearby boat ramp for endless aquatic adventures. Seller giving a $1, 000 credit towards a new hot water heater! Don't miss this opportunity to live the Florida dream in a charming, canal-front home with all the amenities you need for the perfect coastal lifestyle. Make this gem your new oasis in the Sunshine State!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,579 | $1,557 | $2,039 |
Total Monthly Payment | $2,012 | $1,990 | $2,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.