This 1972 water view home has been remodeled and comes tastefully furnished. And is on a large corner lot. It boasts 1, 204 sq. ft. of living space including a Florida room, 2 beds/2 baths and is move-in ready. Home features 2022: New Central A/C and new portable A/C unit in Florida Room, new vinyl plank flooring and both bathrooms remodeled with vanities and tiled walk-in showers. New water heater in 2018. Laundry area in Florida room with washer and dryer. Drive-through driveway will fit 3 cars easily. Price includes share for the lot and ownership in the co-op. Management requires a credit score of 675 or above. Low monthly fee of $360 includes water/sewer, lawn mowing/edging, 24 hour manned gate, trash pick up twice weekly and all amenities in the community. Home is located in Americana Cove, a 55+, resident owned, waterfront community close to downtown St. Pete, shopping, restaurants and St. Pete/Clearwater and Tampa airports. Two indoor cats are welcomed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,185 | $1,496 |
Total Monthly Payment | $1,513 | $1,483 | $1,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.