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30 Dibs Road, Hancock, NY, 13783 | $379,000
When you want peaceful, private country living without having to take dirt roads to end up isolated on a mountain somewhere then this property may be for you. This well loved and maintained colonial on a private corner lot in the Cadosia community just outside of the village of Hancock offers you the privacy and space you want without feeling a world away from civilization. The nearly 4000 sqft home sets on a full acre and has 3 full bedrooms and 2 full bathrooms on the first floor with a comfortable and well appointed living area, dining and kitchen but if we're being honest with ourselves you'll probably spend the majority of your time in the glowing sunroom overlooking the stream and private backyard. A full walkout, finished basement adds another bedroom and bath and has a great rec room, laundry and office area while the third floor is open with exposed post and beam construction and overlooks your stretch of Cadosia creek, the back yard and mountain views. The additional shed is great for storing yard equipment and/or ATVs and the schoolhouse is currently storage but could be a writing or art studio, garden shed or anything you can imagine and create. This is really a special property and put together home that is ready for a new owner. Additional Information: HeatingFuel: Oil Above Ground,
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 3 full
- Style: Colonial
- Year Built: 1909
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 4,144
- Acreage: 1
- Est. Taxes: $3,600
- Lot Desc: Corner Lot
- Elem. School: Hancock Elementary School
- Middle School: Hancock Junior-Senior Hs
- High School: Hancock Junior-Senior Hs
- School District: Hancock
- Appliances: Oil Water Heater
- MLS#: H6327865
- Days on Market: 70 days
- Website: https://www.raveis.com
/prop/H6327865/30dibsroad_hancock_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
30 Dibs Road, Hancock, NY, 13783
$379,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,094 | $2,043 | $2,579 |
| Total Monthly Payment | $2,469 | $2,418 | $2,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535