This 4-bedroom, 2 full bath ranch, spread over 1, 500 sq. ft. , sits on a generous half-acre lot near the Berlin/East Berlin line. This property is truly a diamond in the rough with strong bones, just waiting for the right vision to bring it back to life. With an updated kitchen, an open floor plan and central air, this home already has some appealing features in place. However, it's the potential that really shines through for those who can envision all that this home can be with a bit of sweat equity! The home also includes a full, unfinished basement, offering plenty of room for storage or future expansion. This property needs some TLC, but with the right vision and updates, it has the potential to truly stand out. Perfect for those with creativity and a desire to transform a home back to its true beauty. This property will not qualify for FHA/VA financing (and not sure about conventional), making it an excellent fit for cash buyers/investors or those with renovation loans. If you're ready to roll up your sleeves and get to work, this is the opportunity you've been waiting for! This home is close to nearby Giuffrida Park, Hunter Golf Course, Lamentation Mtn Conservation area and 91 & 15 for easy commutes to Hartford or New Haven. This property is being sold as-is and all inspections are for buyer's information only. This is an estate with no property disclosures.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Bedroom 3 | Wall/Wall Carpet | Main |
Dining Room | Ceiling Fan,Pellet Stove,Sliders,Hardwood Floor | Main |
Full Bath | Tub w/Shower | Main |
Living Room | Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Stall Shower,Hardwood Floor | Main |
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Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,463 | $1,462 | $1,886 |
Total Monthly Payment | $1,964 | $1,963 | $2,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.