Move right into this lovely 3 Bedroom/2 bath waterfront home located on a no through traffic street in SAILBOAT COUNTRY! This home needs nothing to move right in! It has everything buyers are looking for! Start with over 1800 sq ft of living area with a very open floor plan. No carpet - all brand new luxury vinyl plank flooring throughout; vaulted ceilings for a much more spacious feel than 8' ceilings; updated kitchen cabinetry with brand new stainless appliances; new light fixtures; updated bathrooms; a nice sized screened porch; a lovely dock and boat lift and most importantly, expansive views of the water! This is one of the best deals on the market right now! Bring your boat and purchase as your primary residence! Purchase as a second home and rent it when you aren't using it. Short term rental is OK here! Enjoy watching the dolphins play over your morning coffee and discover what we already know-there is nothing better than living on the water! All information taken from the tax record and, while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $629 | $629 | $629 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,140 | $3,100 | $3,980 |
Total Monthly Payment | $3,861 | $3,821 | $4,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.