NEW PRICE, OWNER MOTIVATED. Super cute bungalow style home with alley access to 1 car garage. NON flood zone, high and dry. You will love the arched doorways and charming 1940's details. There are 2 bedrooms, one with a private full bathroom, and a Powder room off the kitchen. This home has a unique floor plan with formal living room, breakfast nook area and galley style kitchen with breakfast bar/pass through to the living room. There is a large family room with built-in closet and shelving unit (could be 3rd bedroom). The back yard and garage are accessible through the family room. The 13'x15' Guest bedroom is in the back of the home off the family room. This back area addition was built in 1978 and was originally designed to hold a 2nd floor addition. Easy maintenance, laminate flooring has been installed through-out the entire home. The HVAC system was new in 2023, the hot water heater was installed in 2019. The Urban league installed an Air Purifier, carbon monoxide monitor and black out screens on some windows. There is alley access to the large back yard with room to park multiple vehicles, boat and camper. The yard is fenced in with wood fencing and a smaller section is separated by a chain link fence. The garage is accessible from the back yard; it has barn style double doors, and the washer & dryer are located in the garage. This home is located close to restaurants, shopping, beaches and Tampa Int'l Airport. (No water intrusion from hurricanes Helene or Milton)
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$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $51 | $51 | $51 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,297 | $1,281 | $1,661 |
Total Monthly Payment | $1,423 | $1,407 | $1,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.