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4324 Venice DRIVE, Land O Lakes, FL, 34639 | $299,900
Under contract-accepting backup offers. **Charming WATERFRONT 3-Bedroom Home in Lake Padgett Estates East – Low Maintenance Living with Business-Friendly HOA!**
NO FLOOD INSURANCE REQUIRED
This beautifully maintained 3-bedroom, 2-bath, 1-car garage home is perfect for first-time homebuyers or those looking for a low-maintenance lifestyle. With no-mow front and backyards, the current owner doesn't even own a lawnmower! The backyard is a tropical oasis featuring Astroturf and a peaceful canal view leading to a fishing lake.
Enjoy privacy and relaxation on the newly built, covered wooden deck with stunning views.
Inside, the home is filled with natural light and has been freshly painted with neutral tones. The eat-in kitchen has new appliances, and both bathrooms have been updated with professionally installed showers, offering a transferable lifetime warranty. The master shower was renovated in 2020, and the guest shower in 2022.
Key updates include:
- Roof replaced in October 2018 with gutters and leaf screens
- AC replaced in March 2015
- Water heater replaced in 2015
- Water softener system installed
- Ring doorbell and floodlight installed in 2019
- Exterior paint completed in 2019
- Fridge and stove under warranty for two more years
One of the biggest perks of this community is that the HOA **allows commercial vehicles**, making it ideal for business owners who need extra flexibility with parking. The HOA fee is only $52 per month and includes access to a clubhouse with a lounge, event space, racquetball and tennis courts, basketball courts, a running/walking track, and a recently refinished Olympic-sized pool with a tanning deck. The community also offers an on-site restaurant and a fitness center.
This home is a fantastic opportunity for those seeking a move-in ready property with minimal upkeep in a community that offers outstanding amenities and flexibility for business owners. All for UNDER $300k! You better hurry on this one!
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Park, Playground, Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s)
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Garage
- Style: Contemporary
- Year Built: 1995
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,048
- Acreage: 0.1
- Est. Taxes: $1,743
- HOA Fee: $52 Monthly
- Lot Desc: Landscaped
- View: Water
- Elem. School: Pine View Elementary-PO
- Middle School: Pine View Middle-PO
- High School: Land O' Lakes High-PO
- Pet Policy: No
- Appliances: Dryer, Range, Range Hood, Refrigerator, Washer, Water Softener
- MLS#: TB8303705
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/TB8303705/4324venicedrive_landolakes_fl?source=qrflyer
Listing courtesy of DALTON WADE INC Phone: 888-668-8283
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4324 Venice DRIVE, Land O Lakes, FL, 34639
$299,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $145 | $145 | $145 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,596 | $1,576 | $2,023 |
| Total Monthly Payment | $1,816 | $1,796 | $2,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388