Move-in ready! Introducing this spacious handicap accessible 3/2 stucco home, centrally located in The Villages Fernandina community and walking distance either direction to Fernandina’s pool or the Bradenton Pool and Recreation center! The oversized two-car garage includes room for a golf cart and remote-control motorized privacy screen. Beautiful palm trees flank well-manicured front and rear yards, including a recently installed paver patio. An open floor plan boasts a large living area, dining space, chef-inspired kitchen with updated stainless appliances, additional breakfast nook and indoor washer/dryer (appliances included). These open into the huge glass enclosed lanai complete with full shades, no rear neighbors, and tall outdoor hedges for added privacy. All laminate and tile flooring throughout creates a sense of luxury. The generous main suite offers impressive closet and storage space, designer tiled walk-in shower, separate dual vanities and a toilet room. A full water filtration system ensures healthy, low mineral water for drinking, cooking and bathing. Termite bonded. Lake Sumter Landing’s Square is a 12-minute car drive or 5 miles by golf cart, or Brownwood Paddock Square 3. 8 miles in the opposite direction, along with the new outpatient hospital. Each square hosts nightly live music, a variety of shops and restaurants, frequent festivals and other local events. The Villages residents enjoy full access to approximately 90 pools and 50 premier golf courses across 20, 000 acres, over 100 recreation centers with pools, pickle ball, classes and daily activities, and more than 100 miles of bicycle/golf cart paths to explore. Discover the perfect blend of accessibility and style with this stunning property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,549 | $2,547 | $3,286 |
Total Monthly Payment | $2,976 | $2,974 | $3,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.