Located on the outskirts of Berlin, this well maintained 3 bedroom ranch home boasts numerous desirable features inside and outside! Beginning with this home's very desirable land, this parcel is ideal for hosting gatherings as it offers plenty of space for numerous outdoor activities. Included in the 1. 29 acres of mostly level land, features a large garden and this home's boundary also runs into Horne Brook, allowing for soothing sounds of the running brook on your own property. The inside of the home features a great kitchen area with an island, a full and three quarter bath, 3 bedrooms, a large dining/bonus room with a closet and a spacious full basement with a wood stove. There is also direct access to the large attached 2 car garage.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,920 | $243,920 | $243,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,664 | $1,621 | $2,075 |
Total Monthly Payment | $2,230 | $2,187 | $2,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.