WELCOME HOME to 1174 Mountain Road. Your dream house is here! This immaculate 4 bedroom 2 1/2 bath Colonial sits on 5 private acres in the sought after Minisink Valley School District. The open floor plan, high ceilings, and natural light make the interior feel bright and spacious. Master Plumber owned home with all the bells and whistles. Radiant heating throughout kitchen and all bathrooms. 7 different heating zones to help on heating costs. Stainless steel appliances. Upstairs has an over-large suite with an attached bath, plus 3 more bedrooms and another full bath. Unfinished basement provides tons of options. Mins to I-84 for easy commuting and minutes from schools, parks, breweries, and stores. Complete privacy. Bring the quads dirt bikes or hiking shoes. Beautiful front porch. Huge deck surronds above ground pool. Hardwood floor throughout home-Bamboo flooring throughout the 2nd floor. Washer/Dryer located on 2nd level for easy access. Run don't walk to this dream home!! Won't last long. Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$712,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $570,000 | $570,000 | $570,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $977 | $977 | $977 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,840 | $3,788 | $4,807 |
Total Monthly Payment | $4,909 | $4,857 | $5,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.