"This charming one-bedroom, one-bath unit offers a comfortable and inviting living space with beautiful hardwood floors throughout. The oversized living room provides ample space for relaxation and includes a dedicated dining area, making it perfect for hosting guests or enjoying meals at home. The bedroom is impressively spacious, offering plenty of room for furniture and storage, ensuring comfort and convenience. Natural light floods the unit, enhancing its warm and welcoming atmosphere. With four generously sized closets, storage is never an issue, allowing for easy organization and keeping your living space clutter-free. On-site laundry facilities add to the convenience, making day-to-day living more efficient. The unit is ideally located within walking distance to the railroad, making commuting or traveling a breeze. Additionally, it's situated close to local shops, restaurants, and other essential amenities, ensuring that everything you need is within easy reach. " Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
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$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $934 | $911 | $1,150 |
Total Monthly Payment | $1,009 | $986 | $1,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.