Under contract-accepting backup offers. $3000 SELLER CREDIT!! Beautiful home in the growing Lakeland area, with an over 4000 square-foot lot and a huge, fenced-in backyard! Upon arriving, you will find the large screened-in covered patio - and upon entry of the home, you will find the bright and open floor plan, with a large living area, as well as a beautiful large kitchen, with an island dining area! Past the kitchen, to your left you will find the master ensuite bedroom, spacious featuring a full bath with new tile, commode, vanity and fixtures throughout. The hallway features a fully renovated full bathroom with new tile throughout, as well as a new commode, vanity and fixtures! Past the hallway bathroom are the additional, spacious second and third bedroom, also featuring plenty of light! This home features newer flooring and light fixtures throughout. The exterior of the property is fenced in on both sides, giving plenty of privacy and space to relax for some alone time, or enjoy with friends and family with the approaching fall evenings! This home has a 4 year old roof, updated electrical panel and water heater as well as A/C! Seller will provide buyer with 4-Point inspection as well as a roof certification, at no cost! Come see this home today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,120 | $187,120 | $187,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,245 | $1,229 | $1,578 |
Total Monthly Payment | $1,427 | $1,411 | $1,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.