Welcome to your Largo, Florida Hurricane Helene and Milton proven safe home! This home is high and dry so no need to worry about evacuating or flooding. Your home is in the perfect location. A quick drive to our beautiful Indian Rocks Beach and a short drive to St Pete/Clearwater and Tampa International Airports. There are also many great restaurants and shops nearby to enjoy. This home is situated on a cul-de-sac in a nice, quiet neighborhood. A perfect home for a family or empty nesters. Your property is almost, one-third of a full acre. Just waiting to build that oversized garage, to collect cars or have a hobby-crafts shop building. When you wake up, you can walk out and pick your breakfast, as your yard has seven different edible fruit trees and plants. Enjoy a different fruit each day of the week! The backyard runs parallel with the Pinellas Trail which is known for great biking, jogging or a walk to enjoy Florida’s nature. No worries about the mechanics of this home for many years! The roof was replaced this year (2024) with a 50 year warranty shingle and 15 year warranty on labor. The water heater was just replaced (2024). All of the windows were replaced in 2022 with energy efficient, double thermal pane windows. Each has its own easy up corrugated galvanized metal hurricane shutter. Your yard has a well water irrigation system with a brand new pump just installed (2024). There are newer appliances, the AC system was replaced in (2018) and the exterior of your home is freshly painted. Your interior offers large ceramic tiles, crown molding, and french doors leading out to your beautiful screened-in patio. The yard is incredible, huge and full of fun activities. Such as a swing set, trampoline, zip-line, fire-pit and a tire swing but the seller is willing to remove these items if the buyer doesn't want them. The best part of your home is that it’s located in a non-flood zone, no flood insurance or evacuating required here! Call today to see your new beautiful home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,360 | $3,029 |
Total Monthly Payment | $2,780 | $2,750 | $3,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.