Huge Price Adjustment. . . . . This won't last. Welcome To This Charming 4-Bedroom, 2 Car Garage Colonial Splanch Home, Ideally Situated Just Minutes From Sunken Meadow And Nissequogue River State Park. As You Step Inside, A Grand & Gracious Foyer Welcomes You While Providing A Great Flow To Every Room On The First Floor. This Level Boasts A Cozy Formal Living Room Full Of Natural Light, A Large Den With Custom Stacked Crown Molding & Brick Fireplace Which Adds Character And Warmth To The Home, And The Surround Sound Speakers Provide An Excellent Space For Relaxation And Entertaining. Sliders To The Backyard Complete This Space While Letting The Outside In. The Spacious Kitchen, Equipped With Stainless Steel Appliances And Granite Counter Tops, Is A Chef's Delight. This Modern Culinary Space Combines Functionality With Style, Perfect For Preparing Meals Or Entertaining Guests. Boasting A Very Functional Layout And Generous Size Eat-In Area With Direct Access To The Outdoor Eating Area As Well. On The Next Level, You Will Find Your Formal Dining Room With Its High Ceilings & Large Capacity Waterford Wood Burning Stove With Custom Stone Wall Make This A Wonderful Gathering Area Perfect For Those Chilly Evenings. The 4 Perfectly Sized Bedrooms And Large Bathroom Complete The Upper Level. Step Outside To Discover A Beautiful Backyard Oasis. There Is Truly Something For Everyone! Enjoy The Heated Salt Water Above-Ground Pool, Lounging Area W/Pergola, Lush Gardens & Mature Plantings Including Fruit Trees, Berries, Perennials, And Evergreens That Create A Serene Environment. Let's Not Forget The Fire Pit, Chicken Coop, Dog Run, And 3 Sheds!! The Private Side Yard Features A Charming Tree House And Carved Out Area To Sit Back And Enjoy Nature. A True Outdoor Retreat! This Home Is A Perfect Blend Of Comfort, Style, And Convenience, Offering Everything You Need To Fit Your Lifestyle. Nature Enthusiasts Will Appreciate The Proximity To Kings Park Bluff And Boat Ramps, Offering Endless Opportunities For Recreation And Relaxation. Commuters Will Find Quick Access To The Sunken Meadow Parkway! All This Is Located Within The Kings Park School District. Come Make This Beauty Your New Home.
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,185 | $1,185 | $1,185 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,139 | $4,037 | $5,097 |
Total Monthly Payment | $5,416 | $5,314 | $6,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.