Light, bright and open with tall ceilings and nothing but good vibes! Spacious island kitchen with wood cabinets, granite tops, updated stainless steel appliances and built in pantry. The primary suite at the rear of the home features an en suite bath with dual sinks and a new tile and glass shower with sliding glass barn door. Water closet for privacy and walk in closet with customizable closet system. The guest quarters are separated from the main home with a pocket door. The front bedroom boasts a bay window with storage and plantation shutters. The eastern exposure of this home translates to the most amazing natural light! Enclosed back porch has a dedicated split unit for climate control which makes for a great den or study. Custom electric blinds in this space for privacy, light or both - the choice is yours with three options to choose from. Inside laundry room with tons of storage that is adjustable and customizable. Fenced backyard overlooks a wooded area and has a wonderful ambience with the twinkle lights. Conveniently located in the exclusive and gated community, The Villas at Paddock Park where comfort and convenience are synonymous. The HOA maintains the common areas and also covers the mowing and landscaping in the front yard. Roof replaced in 2022. This home is truly move in ready. Schedule your private tour to see for yourself.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,800 | $239,800 | $239,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,636 | $1,594 | $2,040 |
Total Monthly Payment | $2,030 | $1,988 | $2,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.