Colonial home located on a quiet street close to amenities such as shops, cafes, the library, a golf course and more! A charming home combining vintage features with an unusually open first floor for the period. Elegant living room has a stone fireplace, hardwood floor and French doors, plus an alcove (formerly an enclosed porch) ideal for relaxing on your favorite couch with a book or tablet. Formal dining room with hardwood floor and a built-in hutch. Large kitchen has an informal dining nook with built-ins. This level has a vestibule at the front door and a mudroom at the back. Upstairs are three bedrooms with hardwood floors plus a carpeted sleeping porch ideal for use as an office. One full bathroom on upper level. The home has a wonderful walkup attic with a wood floor - perfect for storage or could become a recreation or play room. Full basement with a concrete floor and a high enough ceiling for the comfort of all but the tallest among us. New boiler and hot water heater installed 4 years ago. Roof understood to be 12 years old. 1 car detached garage and pleasant back yard with trees and shrubs for privacy.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 13.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 10.0 x 11.0 | Upper |
Eat-In Kitchen | Breakfast Nook,Built-Ins | 11.0 x 11.0 | Main |
Formal Dining Room | Built-In Hutch,Hardwood Floor | 9.0 x 11.0 | Main |
Living Room | Fireplace,French Doors,Hardwood Floor | 15.0 x 19.0 | Main |
Office | Wall/Wall Carpet | 7.0 x 15.0 | Upper |
Primary Bedroom | Hardwood Floor | 12.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,091 |
Total Monthly Payment | $2,153 | $2,152 | $2,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.