CONVENIENT CORNER LOT fenced & shaded by a Magnolia tree WITH CHARMING COURTYARD ENTRY into a well-maintained 2 bedroom 2 bath home with additional living space in the open plan family room/kitchen/living area PLUS an enclosed porch(Florida room) showcasing flexibility with sliders from family room in addition to direct access to the lushly landscaped backyard and storage shed. All the major boxes are checked with the 2020 ROOF, 2018 HVAC, 10 year water heater, 2022 electric panel, refinished driveway 2014, custom aluminum hurricane shutters 2007, & double paned windows 2007. The beautiful tile floors throughout the house add beauty and easy upkeep. Extra storage in 3 cedar lined closets in the primary bedroom , 2nd bedroom & hall linen . The garage has epoxy floor & utility sink . Both driveway & front walk are sealed. This quiet street in the peaceful Colonial Hills subdivision is located in close proximity to shopping, eateries, schools and beaches. The house has been fully insured since 2013 when the sinkhole remediation was mitigated. The Engineering Report of Findings is available for review in MLS attachments or hard copy in BHHS office. Do not wait to purchase this versatile home suited for a gardener's delight.
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Our Executive Mortgage Banker:
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$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,955 |
Total Monthly Payment | $1,647 | $1,645 | $2,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.