Come explore this charming ranch-style home offering 1, 344 sqft. of single-level living. Open floor plan seamlessly connects the spacious living room, complete with a central masonry fireplace and stunning wood cathedral ceilings, to the dining area. From the living room, step out onto the peaceful covered front porch. The home includes 2 bedrooms & 2 full baths, with 1 bathroom awaiting your finishing touches, materials provided by seller. Home is being sold as-is. Key upgrades include heating & central air system in 2009, a 200amp electric panel in 2021, & a new water heater in 2022. The roof of the house, detached 2-car garage, & the barn/garage were all upgraded with 25-year architectural shingles in 2022. Additional features include first-floor laundry, a newer well holding tank 2024, dual driveways in 2019, & a 14-camera Hikvision surveillance system that conveys with the home. Property also includes a 1, 054 sq. ft. barn w/conceptual plans for a 576 sqft. addition, offering a total potential of 1, 630 sqft. This space is ideal for car enthusiasts, woodworkers, home business etc. The barn is equipped w/ forced air heat 2011, ready for central air with an installed A-coil, & a 200-amp, 3-phase electrical system. Barn floor is also prepped for radiant heat. All of this sits on a beautiful & highly functional 1. 22-acre lot. The only reason for the sale is the seller's job relocation. Come see this wonderful property for yourself - you won't want to miss it. . . Welcome home! Future barn addition on existing foundation. . . plans attached. Also, windows, for this addition will be in the existing barn on the second floor seller will be leaving them. He was going to build it prior to relocating.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Full Bath | Main |
Full Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $3,051 | $3,048 | $3,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.