132 Lake Shore Drive, Copake, NY, 12516 | $449,900
Handsomely updated Robinson Pond Cape on large corner lot along quiet road. Front to back living room framed on three sides by walls of windows wrapped around winter wonder wood burning stove fireplace insert. Open pathways either side of the fireplace lead you on oak floors to your choice of the freshly renovated kitchen or dining room. Posh main level powder room and three season porch with adjacent patio/grilling deck. Three bedrooms upstairs share new full bath with double-sink vanity and oversized shower. Spacious, level yard with fire pit. Detached one bay garage and ample asphalt driveway parking for two additional vehicles. A brief walk to launch your canoe or a ~10 minute stroll to the community beach. Just a few minutes to a variety of local farm stands, biking on the Harlem Valley Rail Trail or hiking at Mount Washington and Bear Mountain. Copake's location along the eastern stretch of the Hudson Valley where New York, Connecticut and Massachusetts meet makes for relatively easy hub and spoke access to shopping , dining and recreational excursions to Rhinebeck, Hudson, Millerton, Sharon, Salisbury, Great Barrington and Stockbridge. The Grand Central Metro North Harlem line final stop at Wassaic, the Amtrak station in Hudson and the Butternut Ski area are all just over a 30 min drive in different directions. This is the perfect home from which to take advantage of all the natural beauty that surrounds you and where you can relax and repair in fine comfort when that is called for. Annual HOA fee $1867. 14 covers community water, pond/beach care and road maintenance.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1973
- Heating: Electric, Baseboard, Heat Pump
- Cooling: Window Unit(s)
- Basement: Full, Unfinished
- Approx Sq. Feet: 1,501
- Acreage: 0.34
- Est. Taxes: $4,126
- HOA Fee: $156 Monthly
- Water Front: Yes
- Elem. School: Taconic Hills Elementary School
- Middle School: Taconic Hills Junior/Senior High
- High School: Taconic Hills Junior/Senior High
- School District: Taconic Hills
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6322360
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/H6322360/132lakeshoredrive_copake_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
132 Lake Shore Drive, Copake, NY, 12516
$449,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $344 | $344 | $344 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
| Total Monthly Payment | $2,606 | $2,606 | $3,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535