4 BEDROOMS, 4 BATHROOMS, AN UPSTAIRS BONUS AND A DOWNSTAIRS OFFICE/DEN that can be a 5th bedroom give this home great flexibility in 2, 200 SF! Add a 350-SF screened lanai in a privacy-fenced back yard, and you have a place that's sure to fit your lifestyle! On a loop street near the front of Rivercrest, close to so many daily conveniences, it's walking distance to Sessums Elementary School and the neighborhood's resort-style recreation center with pools, fitness center, sports facilities, etc. To top it all, in the last 3 years the home's second owners have made expensive improvements: new roof, AC, windows, hurricane shutters, exterior paint, stainless-steel appliances, kitchen and bath renovations, built-in closet organization and more! Beautiful bamboo floors extend from downstairs to upstairs, leaving all bathrooms tiled and all bedrooms plus the upstairs bonus carpeted. There's a lot to love at this price. See it today!
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$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,529 |
Total Monthly Payment | $2,385 | $2,385 | $2,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.