***STAYED DRY AND NO DAMAGE DURING HURRICANE HELENE AND MILTON***14’ WIDE DOCK WITH A 16, 000lb LIFT is ALSO available for purchase with this condo unit MLS U8255880*** This beautiful FIRST FLOOR 2-bedroom, 1-bath condo offers the perfect blend of coastal living and modern comfort. Step inside to a spacious, open-concept layout that seamlessly connects the living, dining, and the updated kitchen with its stainless-steel appliances. Enjoy serene WATER VIEWS from your living room or your oversized paver patio, ideal for relaxing with a morning coffee or enjoying evening cocktails. Facing N/NE, this patio is shaded virtually year round and being ground floor, allows owners to have a grill! Both bedrooms offer a spacious and bright retreat and the bathroom is beautifully updated. Updates include; IN-UNIT WASHER AND DRYER, deep kitchen sink with garbage disposal, bedroom fan, new carpet and a 4x8 storage shed on the patio for additional storage. ***Immerse yourself in the luxurious RESORT-STYLE AMENITIES of this gated community… Enjoy cocktails and dinner at the exclusive two-story Waterside Yacht Club, which offers a full liquor sports bar, nightly specials in the restaurant and gorgeous water views. This community also features two pools (one located next to the Yacht Club with stunning views of the Bay!!), a heated spa, sauna, state-of-the-art fitness center, and various recreational activities like shuffleboard, basketball, volleyball, tennis and pickleball (freshly repaved!), and dog park. Enjoy fishing from the pier or exploring the community's 3 miles of waterfront walking paths. Paddleboard and Kayak racks are available for rent*** Located just minutes from downtown St. Petersburg, this pet-friendly community offers easy access to the vibrant city center or enjoy sun-soaked days at St. Pete Beach. This convenient location has quick access to Tampa, Tampa International Airport and St. Pete/Clearwater International Airport . Don't miss this opportunity to own your waterfront dream home!!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,097 | $2,692 |
Total Monthly Payment | $2,437 | $2,410 | $3,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.