Welcome to Holiday Club in Odessa, a hidden treasure with so much to offer. Rare find with ski lake access to gorgeous Lake Ann. Residents who live here get to enjoy this beautiful ski lake with use of the private boat ramp. . . so bring your boat, jet ski, paddle board, canoe & fishing pole. There is a community beach area with boat launch, fishing dock, swimming area, picnic tables, BBQ grilles, volleyball, basketball courts and playground. This community is so unique, you'll fall in love with the ambiance. As you wind around the streets, you'll see it's a great place for a golf cart, bike or to just go for a stroll amongst the shaded oak trees. This home is located on a corner lot with a circle drive, lots of room for parking a boat or camper. Large fenced in backyard with firepit, storage shed and two covered gazebos including a HOT TUB that's ready to use! This backyard is great for entertaining, lots of room to relax & unwind. Inside features laminate flooring, high ceilings, open living/dining room with a breakfast bar, granite countertops, all stainless-steel appliances, farmhouse sink with gooseneck faucet & a coffee bar. Some of the updates include a new roof in 2014, new hot water tank in 2016 with new well pump/electronics in 2023. Holdiay Club is a gated community with private boat ramp, ski lake, minimal restrictions with a low fee of just $550/year. Sought after community with so much to offer, come see what it's all about.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,571 | $2,017 |
Total Monthly Payment | $1,722 | $1,702 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.