PRICE REDUCTION!! - LOCATED ON A ¼ ACRE CORNER LOT in the sought-after Hammocks subdivision in Palm Harbor, this immaculate 3-bedroom, 2-bathroom home offers 1, 403 square feet of well-appointed living space. WATCH THE VIRTUAL TOUR VIDEO! With a low HOA fee of just $75/year, pets allowed, and a 2-car garage, this home blends comfort, functionality, and location! Upon entering, you'll be greeted by an inviting living space with vaulted ceilings and anchored by a cozy wood-burning fireplace. The open kitchen and family room combo is ideal for both everyday living or entertaining. Each bedroom is outfitted with a ceiling fan to ensure year-round comfort. Step outside to enjoy the Florida lifestyle in the screened-in back patio, where you can relax under the fan and enjoy the large backyard. The patio screen enclosure was replaced in 2021, ensuring it remains in pristine condition. Key updates to the home include an HVAC system replaced in 2020, a water heater also installed in 2020, and updated toilets in 2019. The roof, replaced in 2007, remains in good condition, providing peace of mind. The sprinkler system was replaced in 2023. Hurricane shutters included. Located just 10. 5 miles from the world-renowned Clearwater Beach and 4. 5 miles from Honeymoon Island’s pristine shores, this home offers easy access to the best of Florida’s Gulf Coast. You’re also only 1. 2 miles from charming Downtown Palm Harbor and Downtown Ozona, with The Pinellas Trail and Home Port Marina just minutes away. Tampa International Airport is a convenient 19-mile drive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,263 | $2,233 | $2,833 |
Total Monthly Payment | $2,489 | $2,459 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.