Under contract-accepting backup offers. CHARMER BY THE SEA IN NEW SMYRNA BEACH, NESTLED BETWEEN THE ATLANTIC OCEAN & THE INTRACOASTAL WATERWAY. THIS BEAUTIFULLY REMODELED COASTAL 3-BEDROOM, ONE BATH HOME IS SITUATED ON A 50' X 150' DEEP LOT WITH PLENTY OF ROOM FOR A POOL & MORE! KITCHEN FEATURES GRANITE COUNTERS, CROWN-TOPPED SHAKER WOOD CABINETRY, STAINLESS STEEL APPLIANCES, SUBWAY TILE BACKSPLASH & FARMHOUSE CHIC PENDANT LIGHTING. THE SPACIOUS GRANITE BAR OFFERS PLENTY OF SPACE FOR DINING & ENTERTAINING. OPEN FAMILY ROOM OFF KITCHEN WITH LOTS OF NATURAL LIGHT CREATES THE PERFECT SPACE TO RELAX OR GATHER WITH FRIENDS. TWO BEDROOMS & REMODELD FULL BATH W/TILED WALLS & SHOWER/BATH ON ONE SIDE OF THE HOUSE. SEPARATE GUEST WING CREATES A PEACEFUL RETREAT W/PLANK BOARD CEILING, INSIDE LAUNDRY & ACCESS DOOR TO BACK YARD. HOME ALSO INCLUDES GORGEOUS WOODLIKE WIDE PLANK TILE FLOORING THROUGHOUT, BUILT IN SHELVING & LINEN/STORAGE CLOSET. ONE CAR GARAGE GIVES YOU SPACE FOR THE SURF BOARDS, KAYAKS, CANOES & BEACH GEAR! NEWER INTERIOR PAINT. . . NEW MICROWAVE. . . 2022 HOT WATER HEATER W/ROTO ROOTER, NEW FENCE IN 2020. . . FIVE MINUTE WALK TO BEACH ACCESS & ONE MILE TO HISTORIC FLAGLER AVE. PRIVATE FULLY FENCED YARD GREAT FOR BACK YARD CHILLING AND GRILLING. . . PERFECT BLEND OF SUNLIGHT AND SHADE, IMMERSED IN A NATURAL SETTING FRAMED BY MAJESTIC OAKS. . . LOTS OF SPACE TO RELAX OR HAVE A PICNIC ON BACK PATIO. . . THIS YARD HAS SO MANY OPTIONS FOR OUTDOOR SPORTS LOVERS. . . AERIAL YOGA, CORN HOLE, VOLLEY BALL AND MORE. . . GREAT SPACE FOR YOUR FOUR LEGGED FAMILY MEMBERS TO PLAY!! ENJOY AS A FULL TIME RESIDENCE, WEEKEND GET-AWAY OR INVESTMENT PROPERTY! THIS HOME IS LOCAED IN AN IDEAL AREA. . . CLOSE TO BEACHES, SHOPS, FINE & CASUAL DINING, MEDICAL FACILITIES AND THE CANAVERAL NATIONAL SEASHORE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,328 | $3,028 |
Total Monthly Payment | $2,930 | $2,867 | $3,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.