Under contract-accepting backup offers. NO DAMAGE FROM HURRICANE HELENE/MILTON . . . . . . Seller says, they have never lost power in 8 years!!! COUNTLESS UPDATES! Welcome to your dream home in the highly sought-after unincorporated Crystal Beach, nestled in the serene Crystal Beach Estates community. This beautifully maintained home offers a unique blend of coastal elegance and convenience, perfect for embracing the Florida lifestyle. With NO HOA or CDD fees and located in a FLOOD zone X, this home is a rare gem! this beautifully updated home is ready to impress. Featuring an oversized driveway and freshly painted exterior, this property offers low-maintenance living in a prime location. Inside, enjoy bamboo and vinyl floors, a renovated kitchen with quartz countertops, and newer stainless steel appliances. The spacious split floor plan includes well-sized bedrooms, a dining room, living room, and family room.
The primary bedroom boasts a walk-in closet and an updated en-suite bath. The guest bathroom is also updated. Step outside to your backyard oasis, complete with a resurfaced pool featuring a light-up waterfall, high-efficiency pool pump (2019), pool gate, and a large patio deck perfect for entertaining. The zeroscaped yard also includes a separated turfed area for versatility.
Additional highlights include a 2-car garage with pull-down attic, a 2020 high-efficiency Trane HVAC with dual UV lights, raised and strapped compressor, high-efficiency water heater, and an updated electric panel (2016). Other recent improvements include a rescreened pool enclosure (2022), replaced fencing (2019 & 2022), and new sod (2018). The property also has a French drain system and a preventative termite treatment with Sentricon. ROOF 2019, Solar 2019, electric bill on average is $30 a month.
This home is ideally located just 1. 8 miles to downtown Palm Harbor, 6 miles north of Dunedin, 4. 5 miles south of Tarpon Springs, and within a short drive to Tampa International Airport (19. 7 miles), Clearwater Airport (17 miles), and Clearwater Beach (12 miles). Enjoy nearby shopping, dining, and access to the Pinellas Trail, all within a golf cart-friendly community. See full matter port walkthrough, https: //my. matterport. com/show/?m=UZLzRFQdQ8p&brand=0&mls=1&
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,120 | $455,120 | $455,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,105 | $3,025 | $3,871 |
Total Monthly Payment | $3,471 | $3,391 | $4,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.