FANTASTIC price adjustment! Take a look at this beautiful, well kept contemporary SMART home could be the one! Popular Clifton model, built in 2021 is still under builder 10 year warranty ( transferable to new owner). Why pay the new home price, when you can purchase this newer home for a discounted price? Interior repainted, upgraded stainless refrigerator, landscaped private yard that is fully maintained under HOA, easy care tile flooring throughout the home except bedrooms where the carpet gives it a homey feel, curtain rods and blinds installed, clean and ready to move into immediately, no waiting! 1811 square feet consists of 2 bedrooms (split floor plan) 2 baths and a flex room that can act as a 3rd bedroom, a craft room, an office, or den for reading and TV watching. Living/dining/kitchen are combined into one open space for easy entertainment. The granite island offers room enough for seating and makes a great breakfast bar. Plus there's a large walk in pantry to store all your kitchen gadgets. Master bedroom has his and hers separate walk in closets, a large step in shower, double sink and tall vanity with granite countertops. There is a large attached garage that can accommodate two cars along with enough storage space for your tools etc. Off the dining area is a large sliding glass door leading to the covered lanai for enjoying the wonderful FL weather. House has ADT home security in place. East and West windows of home have been tinted to help with cooling costs. JB Ranch is one of the premier 55+ communities located in Ocala FL. The gated community offers a large pool, community center, tennis courts, beautifully kept grounds. Ocala offers family entertainment with World Equestrian Center, Silver Springs, and many parks to enjoy. Disney is only an hours drive. Also medical facilities and shopping galore close by. Don't let this opportunity pass you by. . . come take a look before its too late!
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,471 | $1,888 |
Total Monthly Payment | $1,700 | $1,681 | $2,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.