This home is a Move-in-Ready 4Br/ 2BA 2-car garage home on a quiet cul-de-sac with a large vinyl-fenced backyard! The roof, kitchen appliances, air conditioning, and water heater have all been replaced within the last three years. New Carpet flooring was installed in 3 bedrooms in December, 2024. The Owner's suite and the Main Living Spaces feature Luxury Vinyl Plank flooring and the wet areas in the home are tiled. There is easy access to nearby shopping and medical facilities and it's only 12 miles to the quaint seaside village of Flagler Beach and the Atlantic Ocean! Palm Coast is ideally situated 30 miles north of Daytona, famous for its Speedway and the World's Most Famous Beach and it is just a short drive north to St. Augustine, America's Oldest City!! Disney World and other Orlando attractions, major airports and quality healthcare are all within driving distance. Best of all, enjoy Florida's warm winter weather and our summer sea breezes that keep us cooler than many other Florida cities. Come see this home - it won't last long at this price!
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Our Executive Mortgage Banker:
Our Insurance Division:
$288,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,120 | $231,120 | $231,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,557 | $1,966 |
Total Monthly Payment | $1,858 | $1,819 | $2,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.