3420 Main Street, Bakersfield, VT, 05450 | $179,900

A very sweet, funky property for that special buyer! Tiny house now has kitchen/dining with bunk(s) easily added. Spacious bath/laundry with a whirlpool tub! High quality finish work and low-maintenance pine interior. Efficient Rinnai heating. The sleeping quarters and TV/livrm is currently in ancillary building heated with electric. (Sellers plan was to connect the two buildings. ) The separate workshop (originally a horsebarn) with loft storage is heated with wood furnace. Stream with wading pool. Portion of property is in flood plain but house and cabin are not. Many possibilities - agricultural, horses, home business with easy drive to Smugglers Notch Resort - minutes to all Enosburg Village amenities.

Features

  • Rooms: 2
  • Bedrooms: 1
  • Baths: 1 full
  • Style: Cabin,Other,Tiny Home
  • Year Built: 2019
  • Heating: Gas Heater - Vented,Monitor Type
  • Cooling: None,Wall AC Units
  • Basement: Crawl Space,Dirt Floor,Unfinished
  • Approx Sq. Feet: 392
  • Acreage: 8
  • Est. Taxes: $2,556
  • Lot Desc: Agricultural,Country Setting,Farm - Horse/Animal,Field/Pasture,Level,Major Road Frontage,Open,Stream,Wooded
  • Elem. School: Bakersfield Elementary School
  • Middle School: Enosburg Falls Middle School
  • High School: Enosburg Falls Senior HS
  • School District: Franklin Northeast
  • MLS#: 5014617
  • Website: https://www.raveis.com
    /prop/5014617/3420mainstreet_bakersfield_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024
Listing courtesy of Diane Schwarm Realty LLC   Phone: 802-644-6556
Listing Agent: Diane Schwarm

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

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Brian.Skelly@raveis.com

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Our Insurance Division:

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3420 Main Street, Bakersfield, VT, 05450

$179,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $143,920 $143,920 $143,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $213 $213 $213
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $958 $945 $1,214
Total Monthly Payment $1,246 $1,233 $1,502

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.