One or more photo(s) has been virtually staged. Charming Home in Whitfield Estates – No HOA and Ideal Location!
GREAT LOCATION in Whitfield Estates! Come see 321 Pearl Ave, located near the Sarasota/Bradenton Airport and just 12 miles from both Siesta Beach to the south and Cortez Beach to the west. You’re also just 5 miles from the vibrant downtown Sarasota nightlife and Arts District.
This beautifully updated home features an open living concept, perfect for modern living and entertaining. The spacious layout is complemented by remodeled bathrooms, stunning porcelain floors throughout, fully remodeled kitchen with granite and updated appliances.
A large lanai, accessible from both the dining room and guest bedroom, extends your living space outdoors—ideal for relaxing or entertaining in the Florida sunshine.
Key updates include an HVAC system installed in November 2015 and a roof replaced in 2014, offering peace of mind for years to come.
The garage includes washer and dryer hookups along with separate storage space, adding extra convenience and functionality. The expansive backyard offers endless possibilities, with plenty of room for a future pool. It's fully fenced, with a dedicated dog run or garden potential, and a double gate. With no HOA restrictions, you have the freedom to make the space your own.
This home is perfect for those seeking a move-in-ready space with room to grow, in a prime location close to beaches, shopping, and the arts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,229 | $2,227 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.