Interested in homesteading? This property has everything you're looking for, including a move-in-ready modern cape style farmhouse and spectacular mountain views. On the first floor, you'll find the spacious kitchen, the living room full of natural light, formal dining area, an office/guest room, a 3/4 bathroom with washer/dryer, and a 3-season porch leading to a backyard gazebo. The second floor has 3 spacious bedrooms and a full bath with a luxurious jacuzzi tub and separate shower. A Hearthstone wood stove and an oil burner keep the house warm all winter long with radiant and baseboard heat. In addition to the idyllic house, there’s a nice little U Pick blueberry business, a large barn & shed, fenced gardens & chicken coop/run, as well as a 50-foot greenhouse. Everything you'll ever need is RIGHT HERE. This tranquil property is just a short drive away from Enosburg, Montgomery, and St. Albans. Outdoor activities include the Missisquoi Valley Rail Trail, Lake Carmi, Jay Peak, and Smugglers Notch. Come check out your future home today!
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $602 | $602 | $602 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,324 | $4,311 |
Total Monthly Payment | $4,062 | $4,018 | $5,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.