Step into the charm of this cozy 2-bedroom, 1. 5-bathroom home nestled on a spacious corner lot in Holiday. From the moment you walk in, you’ll appreciate the thoughtful updates and inviting design that make this house feel like home. The open floor plan effortlessly connects the living room and kitchen, creating a welcoming space for both relaxation and everyday living. The kitchen features real wood cabinets, modern tile flooring, and a convenient island, perfect for casual meals or entertaining guests, with the included stools adding an extra touch of comfort.
Each of the bedrooms boasts original terrazzo flooring, providing a timeless look, while the updated windows allow natural light to flow in, highlighting the warmth of the home. In the back of the house, you’ll find an additional room, offering flexibility as an office or cozy sitting area.
The updated main bathroom includes a jet tub and shower combination, designed for relaxation. For those who enjoy outdoor space, the fenced backyard offers plenty of room for gardening, play, or hosting gatherings. Two sheds provide additional storage for all your tools and outdoor equipment.
Energy efficiency is enhanced with solar panels on both the front and back of the home, keeping your utility costs low (electrical bill only $20-$40 a month!), while the 2015 AC and updated electrical system ensure comfort and reliability. The home features a newer roof (2017) and the garage also features updated electrical, including a new panel installed in 2010.
This home’s unique character, combined with its thoughtful updates, makes it the perfect blend of comfort and practicality. Schedule your private showing today and experience firsthand the charm and warmth this Holiday gem has to offer! **This home has an assumable VA loan with 2. 75% interest rate**
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,261 | $1,619 |
Total Monthly Payment | $1,418 | $1,402 | $1,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.