Don't miss out on your opportunity of an absolutely move-in ready fully remodeled 2 bedroom 2 bath split plan home with oversized 2 car garage. This home has a brand new roof, air conditioner, hot water tank and an upgraded 200 amp breaker panel. Fully remodel kitchen with all new cabinets, granite countertops and stainless steel appliances. Both bathrooms have been redone with new bathroom vanities and solid surface countertops. The Florida room has been fully enclosed with all brand new glass insulated windows and is under heat and air. Brand new wood laminate flooring throughout the main living area along with tile in the kitchen and wet areas. Other upgrades include all new light fixtures with recessed lighting in the kitchen, all new ceiling fans, toilets and faucets. Just repainted inside and out including the driveway, walkways, garage and back patio. Enjoy your oversized yard that is fully irrigated, it even has a producing lemon tree. This home should be worried for you for years and years to come. One of the lowest HOA fees for a 55 plus community. Palm Cay is conveniently located in the rapidly growing Southwest Ocala Florida corridor. Extremely close to all your conveniences including dining, medical, shopping and entertainment. Schedule your appointment today.
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Our Executive Mortgage Banker:
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$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,694 |
Total Monthly Payment | $1,641 | $1,606 | $1,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.