**ELIGIBLE FOR A USDA NO DOWNPAYMENT LOAN!**
Previous buyer's financing fell through. Inspections all came back beautifully!
Discover this meticulously cared for custom-built home by Hunt Construction, ideally situated on over a quarter acre corner lot in the highly sought-after South Lakeland area. Featuring 3 spacious bedrooms, 2 bathrooms, and an additional office space, this home offers the perfect combination of comfort and functionality. Every bedroom includes a spacious walk-in closet, offering ample storage for your family's needs.
The home's exterior was freshly painted in 2023, giving it a modern and clean look. The roof was replaced in 2023, and the AC unit is only 2 years old, ensuring peace of mind for years to come.
Inside, you'll find a bright and open layout perfect for entertaining. The kitchen boasts stunning granite countertops, stainless steel appliances (including a new dishwasher in 2022), a convenient breakfast bar, and a cozy breakfast nook. Natural light floods the living spaces through windows adorned with elegant wooden blinds.
Step outside to the expansive screened-in lanai, perfect for outdoor dining or relaxing in the Florida sunshine. The large, fully fenced yard offers privacy and space for play or gardening, and the side-entry garage adds to the home’s curb appeal.
This home has only had two owners, with the original owner being the builder’s daughter, meaning it’s packed with thoughtful upgrades and custom touches. Don’t miss your chance to own this unique South Lakeland gem!
Washer and Dryer stay with the home. Septic was just pumped and serviced!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$393,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $314,800 | $314,800 | $314,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,094 | $2,092 | $2,655 |
Total Monthly Payment | $2,385 | $2,383 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.