**THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to your new pool home in Ivy Estates, a perfect blend of practicality and comfort. This charming 4-bedroom, 2-bathroom home offers over 1, 600 sq ft of thoughtfully designed living space, ideal for both relaxation and entertaining. As you step inside, you're greeted by a formal living and dining room combo, creating a seamless space for gatherings, while the family room, complete with a rustic stone wood-burning fireplace, invites warmth and relaxation. Enjoy the peace of mind of a new roof installed in 2020, ensuring long-lasting durability for years to come. Step outside to the expansive screen-enclosed lanai, where you can enjoy views of the sparkling, oversized pool—perfect for cooling off on warm days or relaxing with family and friends. The fully fenced backyard offers privacy, and with no HOA or deed restrictions, you have the freedom to bring your boat, RV, or other recreational vehicles. This flexibility allows for endless customization opportunities to create your ideal outdoor retreat. The yard also features multiple pergolas and a storage shed, offering flexibility and space for all your outdoor projects. The home is surrounded by lush landscaping, creating a tranquil and private retreat, while sliding glass doors from the family room, dining room, and primary suite allow for easy access to the lanai, enhancing the indoor-outdoor living experience. The primary suite is bathed in natural light, creating a bright and inviting retreat. It features an elegant ensuite bathroom with dual sinks, a tiled shower, and a spacious walk-in closet. The split floor plan provides privacy, with three additional bedrooms tucked away on the opposite side of the home, sharing a hall bath. Residents of Ivy Estates enjoy easy access to a variety of shopping plazas, offering excellent options for dining, shopping, and entertainment. Outdoor enthusiasts will find scenic trails at Alafia River State Park and Riverview Park, while golfers can take advantage of the nearby Summerfield Crossings Golf Club. A short drive to Tampa opens up opportunities to explore popular attractions like the Florida Aquarium and Raymond James Stadium. Experience the vibrant lifestyle and convenience of Ivy Estates!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,823 | $2,371 |
Total Monthly Payment | $2,324 | $2,324 | $2,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.