''Dayspring'' is a custom-built home situated on a corner lot on a quiet street in Sconset. The patio and yard are surrounded by a mature privet hedge and there is a small shed on the property which is used as an office and overflow living area. With 850 square feet of ground cover available, you can add to the existing home, add a second dwelling, or use the property as-is. The property is about 2/3 of a mile from the heart of the village, making access to the Sconset Market, Chanticleer, Claudette's, and 'Sconset Beach a breeze! First Floor Enter through the covered porch into the open living area with wood burning fireplace built with reclaimed Boston bricks. There are fir floors throughout and fir beams in the living area. The living area has plenty of windows that overlook the outdoor space. The dining area has a vaulted ceiling. There is a bedroom on this level which has access to the full hall bath with a tub/shower. There is a pocket door which separates the bedroom and bathroom from the living area. The laundry is located at the bottom of the stairs to the second level. Second Floor The second floor has three bedrooms which share a hallway bath with a tub/shower. The primary bedroom on the second floor has a balcony that overlooks the front yard. Basement Crawl space with vapor barrier and water heaters. Other Structures There is a 96 sq. ft. shed with electricity on the property which has been set up to use as office space was added to the property in 2017. There is a built-in air conditioner with a desk and shelving as well as a day-bed.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$2,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,916,000 | $1,916,000 | $1,916,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,030 | $12,110 | $16,168 |
Total Monthly Payment | $11,605 | $12,685 | $16,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.