Are you ready to embrace the Salt Life in Flood Zone X? (Home has NEVER seen Flood Water. . . ) Check out this move-in ready home located in the Treasure Beach community, offering quick access to the Intracoastal Waterway and the ocean right from your back door! With a dock in place, getting on the water has never been easier! You can grill up the catch of the day on the back deck while enjoying the waterfront view. Additionally, the screened porch provides a great spot to share fishing stories at the end of the day. Inside the home, there is a spacious office area, perfect for working from home or pursuing hobbies. The updated kitchen overlooks the dining area and living space, providing an open concept feel. The primary bedroom is oversized with plenty of natural light. Both the primary and guest bathrooms have been updated. The circular driveway offers ample space for parking all your toys, so don't forget to bring the boat! The Treasure Beach community is a rare gem! Nestled on the tranquil southern end of Anastasia Island, it features a canal system with direct deep water access (no bridges), a private beach walk-over with new pedestrian traffic light, and no HOA restrictions. Enjoy a night "out" in your own backyard, with numerous excellent eateries within walking and biking distance.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,340 |
Total Monthly Payment | $2,978 | $2,975 | $3,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.