Seller willing to negotiate and offering concessions! Welcome to desirable Harris Park where this home abounds with pride of ownership! This 3 BR, 2 BA beauty on a corner lot has been meticulously remodeled. The living room boasts a large window providing lots of natural light, wood burning fireplace and decorative wooden front door that highlights this home's character and charm. The oversized kitchen is perfect for the chef of the house and for entertaining, featuring Whirlpool stainless steel appliances, lots of shaker cabinets with soft close doors and beautiful countertops. The primary bedroom is large enough for a king-sized bed and the en-suite bathroom has a walk in shower with a rain head. Both bathrooms have Carrera marble countertops and Kohler fixtures. There is newer flooring throughout, updated ceiling fans and modern recessed lighting throughout, newer roof and newer air handler. The AC unit features a medical-grade UV germicidal light installed in the AC unit for optimal indoor air quality. The garage boasts plenty of storage for tools and other items. The fenced yard is large enough for a pool, and there is a large unfenced side as well. Exotic palm trees surround the home giving it a tropical feel and providing added privacy. Located high and dry in a NON-FLOOD ZONE with no HOA, this home sits in a lovely neighborhood that has an outdoor park (Kiwanis Park) with a basketball courts and a playground. The nearby small lake is home to exotic water birds, with benches for birdwatching or relaxing. This home is centrally located with easy access to I-275, Tampa International Airport, St. Pete-Clearwater Airport, downtown Tampa, the beautiful Gulf beaches and is just minutes to downtown St Pete. Also close to shopping plazas, restaurants and more!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,258 | $2,851 |
Total Monthly Payment | $2,899 | $2,842 | $3,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.