Welcome to this fantastic 4-bedroom, 2-bathroom home, located in X Flood Zone and built in 2010, offering 1503 sq ft of comfort and convenience. Nestled on a quiet tree lined street, this property features a screened porch entry, perfect for relaxing or unwinding after a long day. The home's split-bedroom layout ensures privacy, with the main bedroom located at the front and the additional three bedrooms situated at the back. The open floor plan is great for everyday living and entertaining. The kitchen is a standout feature, equipped with stainless steel appliances, a convenient bar area and space for a dining table. Throughout the home, you'll find durable ceramic tile flooring and a well-appointed inside utility room complete with a washer and dryer. This home also includes a security system which just requires a monthly service charge. Another added bonus that comes with this home are hurricane panels for each of the windows. The garage, accessible via a remote, is located at the rear of the property. Step outside to discover a delightful backyard oasis. The interior was painted in 2022 and exterior in 2024. A Newer She-shed in rear of home is complete with a portable AC unit, desk, and love seat offers a versatile space for an office, hobby room, or personal retreat. The backyard also boasts a patio, wood fencing, and a remote-controlled gate off the alley which provides additional security and privacy. There's ample room for an RV or boat, and a timed sprinkler system helps maintain the lush landscaping. For qualified Veterans, there is an assumable VA loan with 2. 875 interest rate. Conveniently located just 10 minutes from downtown and the Interstate, this home is also close to a bus line. A small, shaded park is just around the corner on 39th St N, offering a pleasant spot for outdoor enjoyment. Just 15 minutes to the beach. Don't miss out on this beautifully maintained home with modern features and a prime location. Schedule a viewing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$512,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $409,600 | $409,600 | $409,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $541 | $541 | $541 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,760 | $2,794 | $3,540 |
Total Monthly Payment | $3,393 | $3,427 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.