Welcome to New City, NY, where this beautiful home in the highly sought-after Clarkstown School District awaits! Ideally located near Main Street and the popular Laurel Plains Elementary School, this property offers the best of convenience and community. Clarkstown is celebrated for its safety, having been named one of the safest places to live multiple times by Money Magazine. This well-maintained home boasts 4 bedrooms and 2. 5 bathroom. The center island kitchen is a highlight, featuring new countertops and freshly painted cabinets. Recent updates include: Updated Hot Water Heater, New Furnace, Elegant Crown Molding, New Bathroom Countertops, Fresh Drywall in Yard and Improved Drainage System, Nearly the Entire House Freshly Painted, New Paver Walkway and Steps Leading to the Front Door. Enjoy close proximity to shopping, dining, and a wealth of recreational options. This home truly offers comfort, style, and a fantastic location. Welcome home!
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$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,332 | $1,332 | $1,332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,094 | $5,256 |
Total Monthly Payment | $5,570 | $5,518 | $6,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.